Wedding insurance abroad

As less people choose to get married in the UK each year competition in the wedding market is still high and the average wedding can cost in excess of £20,000. For a fraction of this you can get married abroad in a hot country and combine it with your honeymoon.

When you have a package wedding abroad that also consists of the wedding cake, flowers and reception dinner you should always check that they also have insurance. What happens if the company goes bankrupt or things do not go according to plan? You could always get insurance through the travel agent as they would be most unlikely to dispute any problems as all companies they use are handpicked and chosen because of reliability.

What can ruin a wedding abroad?

  • Cancelled or delayed flights
  • Mix up in accommodation or wedding venue
  • Loss or delayed baggage
  • Natural disasters such as hurricanes, volcanoes or earthquake
  • Illness

Wedding cover abroad can be as little as £20 so it’s advised to buy a policy even if the company you are booking with is reliable and says that they do have insurance. Most times problems occur because of the language barrier or lack of specific instruction; so many couples leave all the planning and preparation up to the wedding planners that are to arrange for the big day abroad. Obviously there’s not much you can do unless you are in the country but you should accept that things may not go smoothly on the day.

Photographs and filming of the wedding is a very important souvenir but each country differs in the level of professional photography so what happens if the ‘professional’ pictures that were taken are far from it and are not worth the price you paid? Will you be re-reimbursed or have to pay for it out of pocket, these are all questions that need answering.

Do remember that with most claims you will need to pay an excess and this will depend on how much you voluntarily agreed with when you took out the policy. Things are most likely to go wrong abroad than they are to go wrong in this country as you can keep a closer eye on things here. When you go abroad to get married you have to trust someone else to arrange everything and make sure all is going according to plan.

You can always opt for additional extras such as marquee cover that will give you peace of mind should anything go wrong. It’s worth getting a customised quote if the level of cover is not suitable and you would need more compensation for one item compared to the rest.